Trusted by the top businesses & organizations

Why Relocators Choose the Ray Campbell Team

Experience, transparency, and personalized mortgage solutions for your move to Texas.

Local Expertise – Deep understanding of Texas markets from Dallas to Austin
Fast Pre-Approvals – Get qualified in hours, not days.
Personalized Support – Real-time guidance from start to close.
Competitive Rates – Access to multiple loan programs and down-payment assistance.

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Fast Pre-Approval
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Expert Guidance
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Continued Support

The loan process has never been simpler.

01
Find a Loan

Work with The Ray Campbell Team to explore the loan options—FHA, VA, conventional, and more—that best fit your financial goals.

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02
Application & Pre-Qualification

Apply securely and share basic credit and income info to determine your eligibility and boost your buying power.

03
Process & Underwrite

We gather your documents, verify your info, order an appraisal, and work with underwriting for full loan approval.

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04
Closing

Review and sign your final disclosures—our Team will guide you through the numbers to ensure a smooth closing day.

05
Ongoing Support

Even after closing, The Ray Campbell Team stays by your side for questions, servicing help, or future lending needs.

Explore our loan programs

Testimonials from our Previous happy Home Owners!

Hear from those who trusted u with their relocations and future homes. we are grateful for every single one of our clients.

"I'd give 10 stars if I could!"

I wish I would have found this company when I purchased my first home Ray and his team pulled all the strings they could to make my purchase possible, thanks to them we are in a bigger and better home!! Thanks Ray I will definitely use you again and recommend anyone to use them! I'd give 10 stars if I could!

Previous Client

"Responsive & Willing"

Ray was very responsive and willing to talk us through everything. Great service and would definitely use again.

Previous Client

"Communication & Dedication"

"Ray is incredibly knowledgeable and guides his clients through every step of the home buying process with patience and clarity. His dedication to finding the best mortgage solutions for his clients is truly commendable. Ray's communication skills are top-notch! If you're looking for a reliable and skilled mortgage professional, I highly recommend Ray."

Previous Client

"Outstanding Loan Officer"

Ray Campbell is an outstanding Loan Officer. He is very knowledgeable and is able to show various loan options to make sure you are getting the best loan that fits your needs. His knowledge and expertise in mortgage shows on your initial conversation. You will know immediately that you are working with a true professional. I highly recommend Ray Campbell and his team for any of your mortgage needs. Whether its for your first home purchase or if your needing to refinance, his team is amazing.

Previous Client

"Ridiculously Smart & Thorough"

"Ray is ridiculously smart and thorough. Technical expertise in knowing exactly how to get it done is exactly what you should expect with a top notch lender! I would not hesitate to refer him to clients or use his expertise for my personal purchase!"

Previous Client

"Helped me Understand the Process"

"Ray and his team were great to work with. Ray explains things in a way that helped me understand the process the whole way through. Communication was great and they were always a call, text, or email away!"

Lovely Client

Our pre-approval made easy

Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

Thank you!

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What if I just started a new job—can I still get approved for a mortgage?
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I’m self-employed and my income fluctuates. How do I qualify for a loan?
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I want to buy a home but I have student loan debt. Will that hurt my chances?
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Can I get a loan if I had a bankruptcy or foreclosure in the past?
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I’m buying a home with my partner, but only I have income. Can we still apply together?
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I don’t have a 20% down payment. What are my options?
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I want to refinance, but my credit isn’t perfect. Is it still worth looking into?
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I work full-time but also have side income. Can I include both when applying?
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