Work with The Ray Campbell Team to explore the loan options—FHA, VA, conventional, and more—that best fit your financial goals.
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Apply securely and share basic credit and income info to determine your eligibility and boost your buying power.
We gather your documents, verify your info, order an appraisal, and work with underwriting for full loan approval.
Review and sign your final disclosures—our Team will guide you through the numbers to ensure a smooth closing day.
Even after closing, The Ray Campbell Team stays by your side for questions, servicing help, or future lending needs.
Ray Campbell is a seasoned mortgage expert with years of success at Nova Home Loans. He brings deep knowledge and a client-first approach to the mortgage game.
Now leading Nova’s Texas expansion, Ray continues to help more families access home financing with ease. He offers a clear, personalized process for buyers, refinancers, and relocators.
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Discover why thousands choose us for their mortgage needs. Our experience, speed, and dedication make homeownership easier than ever.
Vice President | Strategic Growth Leader NMLS #200493
Loan Officer | The Ray Campbell Team NMLS 2264917
I wish I would have found this company when I purchased my first home Ray and his team pulled all the strings they could to make my purchase possible, thanks to them we are in a bigger and better home!! Thanks Ray I will definitely use you again and recommend anyone to use them! I'd give 10 stars if I could!
Previous Client
Ray was very responsive and willing to talk us through everything. Great service and would definitely use again.
Previous Client
"Ray is incredibly knowledgeable and guides his clients through every step of the home buying process with patience and clarity. His dedication to finding the best mortgage solutions for his clients is truly commendable. Ray's communication skills are top-notch! If you're looking for a reliable and skilled mortgage professional, I highly recommend Ray."
Previous Client
Ray Campbell is an outstanding Loan Officer. He is very knowledgeable and is able to show various loan options to make sure you are getting the best loan that fits your needs. His knowledge and expertise in mortgage shows on your initial conversation. You will know immediately that you are working with a true professional. I highly recommend Ray Campbell and his team for any of your mortgage needs. Whether its for your first home purchase or if your needing to refinance, his team is amazing.
Previous Client
"Ray is ridiculously smart and thorough. Technical expertise in knowing exactly how to get it done is exactly what you should expect with a top notch lender! I would not hesitate to refer him to clients or use his expertise for my personal purchase!"
Previous Client
"Ray and his team were great to work with. Ray explains things in a way that helped me understand the process the whole way through. Communication was great and they were always a call, text, or email away!"
Lovely Client
Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.
